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Discover Bank, Member FDIC - Credit Cards vs. Debit Cards. Do you understand the difference? Credit Cards let you spend money first on a credit line. Debit cards, which are directly linked to your checking account, on the other hand, don’t require established credit history to apply. Switch to Discover Cashback Debit Card today. It offers 1% in cash back on up to $3,000 in debit card purchases per month**! See details here: discover.com/zhangstachk #discoverpartner #cashback #finance
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Our credit score is continuing to increase as our debt payoff continues. We got another boost this month as we dropped into the “good” utilization threshold (11%-29%), at 23% utilization. I don’t anticipate another big jump until we get below 10%, which would be total credit card debt of $14,830 - we’ve got a bit to go to get there! I also feel like there may be a bit of gender bias in credit scores. I’ve had established credit longer than my husband, and we both have just about everything repor
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