Free credit card calculator to find the time it will take to pay off a balance, or the amount necessary to pay it off within a certain time frame.

NerdWallet's credit card interest calculator can do the math for you. Start plugging in numbers, or read below for guidance on how to get the most accurate result.

6 days ago · One of the most important factors in choosing a credit card is its interest rate, and it’s also important to know how to calculate credit card interest. All credit cards must disclose their …

Jun 16, 2025 · Use our credit card interest calculator to see how much interest you would be charged per billing cycle. Enter your balance and APR to see the charges.

Sep 18, 2025 · Calculate credit card interest accurately with this Credit Card Interest Calculator. Input balance, APR, payment method, and monthly amount to determine payoff time or set a …

Feb 10, 2025 · Credit card interest typically accrues daily, so it's helpful to know how to calculate it based on whether you're charged daily or monthly; you aren't just charged one lump interest …

Use our monthly credit card interest calculator! Calculate your credit card monthly, daily, and annual interest costs. Simply enter your balance amount, interest rate and the form will auto …

Estimate the interest charges on your credit card balance using our calculator. Input your balance, interest rate, and payment details to understand how interest accumulates and plan your …

Calculating your monthly APR rate can be done in three steps: Find your current APR and balance in your credit card statement. Divide your current APR by 12 to find your monthly …

Aug 3, 2024 · This tool helps you calculate how much interest you will pay on your credit card balance based on your annual interest rate and payment schedule.