Discover no longer accepts applications for new home equity or mortgage refinance loans.

You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan.

Our personal loan calculator can estimate your interest and monthly payments for the terms you pick. See how Discover® Personal Loans could help you.

Discover offers reward credit cards, online banking, home equity loans, student loans and personal loans.

Jan 23, 2025 · A home equity line of credit (HELOC) allows you to borrow against the value of your home. Think of it the way secured credit cards let you borrow against a security deposit.

May 1, 2025 · A personal loan is an unsecured loan that can help you pay for nearly anything you need. Get answers to your big questions with Discover Personal Loans.

Register your Discover Credit Card, Banking, Home Loan, Student Loan or Personal Loan account for online access.

Oct 10, 2025 · Learn how you can finance your home improvement using a credit card, and how to choose the best home improvement credit card for you.

Jul 29, 2025 · A home improvement loan is an unsecured personal loan for renovations or repairs. Learn how it works, costs, and how it compares to other financing options.

Discover® offers personal loans from $2,500 to $40,000, APRs from 7.99% to 24.99%, flexible terms, no fees, and funds sent as early as the next business day after acceptance.