How it works CHM is a faith-based alternative to health insurance. It’s a membership-based, nonprofit ministry. As part of a biblical covenant, CHM members step in and help fellow …

As the nation’s first and longest-serving health cost sharing ministry, CHM provides a cost-effective, accountable, and faith-based framework—health cost sharing—to help fellow …

CHM is a faith-based solution that makes affordable care possible. Learn more about one of our four programs when you need it most.

We have plenty of resources to help you determine if CHM is right for you. Learn how the ministry’s simple—but powerful—framework serves Christians just like you.

Contact us We look forward to helping you discover how CHM can serve your healthcare needs. Have questions? Our team is ready to provide support. To help us direct your question to the …

This scenario provides a common example of how CHM satisfies eligible medical bills for illnesses and incidents.

Whether you're wondering what health cost sharing is or the programs we offer, see CHM's frequently asked question list. Get answers here.

How does the cost of health insurance compare with alternatives? Whether you have insurance, Medicare, or another cost-sharing service, see how the savings stack up against CHM.

Looking to join Christian Healthcare Ministries? Find answers to all your questions about CHM, how we work & the programs we offer, all in one place.

Join CHM, the longest-serving health cost sharing-ministry in the nation. We offer an affordable, faith-based healthcare solution.