Abstract: Credit risk assessment is one of the most important banking functions. It provides a basis for estimating the default risk of borrowers, which thereby influences lending decisions in the ...

Forbes contributors publish independent expert analyses and insights. Melissa Houston covers financial issues that affect women in business. This voice experience is generated by AI. Learn more. This ...

The Federal Reserve kept interest rates unchanged at the conclusion of its first policy decision of 2026 on Wednesday. At a time when many U.S. households are concerned about affordability challenges, ...

Private credit has surged in popularity since post-financial crisis regulations discouraged banks from serving riskier borrowers. JPMorgan Chase CEO Jamie Dimon warned after a pair of private ...

A meteorologist warned of the risk of “exploding trees” later this week as extreme cold hits the northern U.S. A huge portion of the country is under cold-related weather alerts, with advisories ...

Black Codes, enacted after the Civil War to restrict newly freed African Americans, took center stage at the Supreme Court on Tuesday as it considered a challenge to a Hawaii gun law. With the ...

Type in your ZIP code above or search your county to see vaccination levels and the risk in your area. As measles has spread throughout the United States, with cases recently reaching a 33-year high, ...

EDGEWATER, Colo. — Edgewater City Council has approved an increase to the city’s tip credit, a change that local restaurant owner Niya Gingerich said will help independent restaurants manage rising ...

It was one Christmas visitor that didn’t overstay its welcome. A Burmese python that had been spotted in a Miami-Dade neighborhood was removed just days before Christmas after a resident out for a ...