One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

The greatest advantage of opening an early retirement account (IRA) is the power of compound interest. When you invest money, ...

In short, a 401 (k) allows you to contribute anywhere from $23,500 to $34,750, depending on your age. Income limits: If you're a high earner, you may be ineligible to contribute to a Roth IRA.

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

Contributions into a Roth IRA use after-tax dollars, unlike contributions to a traditional IRA or 401 (k), which are not taxed. This may be a bigger hit to your finances in the short term, but ...

See how annuities stack up against 401(k)s and IRAs. Learn the pros and cons to build your best retirement income plan.

The Roth IRA, named after the late Delaware Sen. William Roth, became a savings option in 1998, followed by the Roth 401 (k) in 2006. Creating a tax-free stream of income is a powerful retirement ...