The difference between APY and interest rate is compound interest. A given APY depends on both the interest rate and the compound frequency.

Following a tsunami advisory for Guam and the CNMI at 11 a.m. Wednesday after a powerful magnitude 8.7 earthquake in Russia earlier in the day, some agencies and entities announced ...

Personal loans can be secured by putting down a valuable asset as collateral. Unsecured loans are more common and tend to have higher interest rates.