Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

you'll need to choose another type of CD. The Citi No Penalty CD pays 0.05% APY. Fixed Rate CDs and Step Up CDs charge a fee if you withdraw funds before your term ends. With a Citi No Penalty CD ...