Small-business owners should be able to distinguish between bargaining and non-bargaining employees and understand the differences between the two.

Keeping records for most organizations requires a double-entry bookkeeping system, which keeps transactions in a general journal and a general ledger.

Mutual funds and ETFs both hold portfolios of stocks, bonds, or other investments, but there are differences between the two investment vehicles.

OpenAI’s latest model, GPT-5, introduces advanced reasoning, safer responses, and greater usability across all tiers, marking a significant upgrade over GPT-4.