The RBA has proposed to ban card surcharges and cap interchange fees, which banks have warned could have major consequences for consumers. (Source: AAP) Interchange fees are the fees banks receive ...

Average American cardholder owes $7,886 with credit card interest rates near 23%. Issuer margins prevent Fed rate cuts from lowering credit card APRs for consumers. Minimum payments of 1-3% go mostly ...

Credit card companies offer low- and zero-interest promotional offers. Whether you can get low rates depends on your credit score. A credit score is a signal to lenders for how likely a borrower will ...

Your debit card connects directly to your checking account, which means fraud can drain real money you may need for rent, bills and groceries. While your bank investigates, which can take days or even ...

Emory University announced a program that would give free tuition to students with household incomes under $200,000 a year.

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PHOENIX - A two-month investigation has led to the arrests of 11 people involved in a credit card scam, officials said. Authorities say the suspects encoded stolen personal information onto their own ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

This makes patience an important part of your credit card strategy; you can secure an intro bonus worth hundreds of dollars ...

Implementing a 10 percent cap on credit card interest rates would result in a significant reduction in credit availability, ...

Credit card fraud is rising fast. These five easy habits can make you way less vulnerable to scams, breaches, and identity ...