Simply put, your credit limit is the maximum you can spend on your credit card. Raising your credit limit can give you more purchasing power and perhaps even boost your credit score — as long as you ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Claire Turrell is an award-winning freelance journalist based in Singapore. Her work has been published by Insider, Nat Geo, The Guardian and BBC. Over a decade of editorial experience across a number ...

When it comes to your financial persona, there are few metrics more important than your credit score. This number can ...

Credit card issuers use information from credit reports, credit scores and income to determine credit limits for new cardholders. Credit limits can also be predetermined or customized based on ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Requesting a credit limit increase can have both positive and negative impacts on your credit score. If you request the increase, expect the issuer to conduct a hard credit inquiry. If the issuer ...