Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

Your credit score affects everything from your mortgage rate to whether you can rent the apartment you want. But despite how important it is, many people believe myths about credit that can actually ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Unfortunately, as soon as your credit falls below a certain level, challenges can mount, not only with how to get it back up but also with what limitations a low credit score can result in. Perhaps ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Are you having trouble opening a new checking or savings account? It may be because a little known financial score called a banking score is hurting your chances of starting an account. Many of us are ...

This might be the most expensive myth in personal finance. Saunders said people think keeping a balance on their credit card proves they’re using credit responsibly. “[The myth is] that carrying a ...