Most bank account holders have heard of a routing number and may have had to locate their bank’s routing number to set up direct deposit or transfer money to another U.S. bank. But those who’ve never ...

Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Logan is an experienced writer, producer, and editorial leader. As a journalist, he ...