There isn’t a one-size-fits-all life insurance policy. You likely need a specific type of life insurance, such as term, whole or universal, to suit your unique needs. People with spouses ...

Navigating life insurance after age 70 can feel complex. We explain when you might need coverage in your later years and how ...

Your savings, debts, income and family situation all play roles in figuring out how much life insurance you need. You want a death benefit amount that will provide funds to cover the items your ...

If you and your spouse count on each other’s income to support your lifestyle, you both need life insurance that will keep the other financially afloat if something happens. A life insurance ...

Gap insurance can cover the difference after you pay your deductible. To qualify for this add-on, you typically need to have a full coverage policy. In addition, you have to get gap coverage ...

Fact checked by Vikki Velasquez Life insurance pays out a death benefit after you pass away to help your family with expenses ...

Term life insurance is simpler and cheaper, and may be suitable if you mainly need income replacement for a specific time, like while you’re raising kids. Whole life insurance provides lifelong ...

it's worth considering whether life insurance makes sense for you. Not everyone needs it. But if you have children, for instance, or you're worried about passing on debt, then purchasing life ...

The amount of life insurance you need depends on your financial situation and personal factors. With so many options and coverage types, purchasing life insurance can feel overwhelming.

The wife of one of the couples cornered me in front of the whole group and asked if her husband should buy life insurance. That couple has several small children, and the husband provides the sole ...