Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, ...

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates fall, why not replace your existing loan with something cheaper? A ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

Refinancing your student loans can allow you to take advantage of certain benefits, like a lower interest rate and greater payment flexibility. In most cases, borrowers who refinance wait until ...