Your savings, debts, income and family situation all play roles in figuring out how much life insurance you need. You want a death benefit amount that will provide funds to cover the items your ...

it's worth considering whether life insurance makes sense for you. Not everyone needs it. But if you have children, for instance, or you're worried about passing on debt, then purchasing life ...

If life insurance needs are the Y axis and your ... We always start with a needs analysis. Most financial planning programs can put together an actual needs analysis by plugging in all the other ...

I wrote an article in February titled If You’re Retired, Do You Still Need Life Insurance? I was quickly inundated with hate mail from life insurance agents, but the feedback from everyone who ...