Fire can cause sudden and severe damage to your home and belongings, making it crucial to understand your fire insurance policy and know what to do if disaster strikes. This guide explains the basics ...

Car insurance helps pay for vehicle damages, injuries and other costs. While the U.S. federal government sets broad rules, each state creates its own laws and requirements for car insurance. So, it’s ...

Home insurance is a contractual agreement between you and your insurance provider. In exchange for monthly or yearly payments, called premiums, the company provides financial protection for your home ...

Imagine a scenario where a business faces a lawsuit because of an injury on its premises or an individual is responsible for an accident that causes property damage. These are situations where the ...

Subrogation is the process by which your insurance company seeks financial reimbursement for claims it paid out but wasn’t financially responsible for. For example, if you were in a car accident but ...

You can typically file a car insurance claim over the phone, in person, online or through your car insurance company’s mobile app. How long it takes to receive a claim payout can depend on the ...

How Does Workers’ Compensation Insurance Work? Your email has been sent Correctly calculating workers' compensation premiums is an integral part of payroll. Learn what workers' comp is, how it's ...

An independent insurance agent is a salesperson who represents multiple carriers. Find out if one is right for you. Many, or all, of the products featured on this page are from our advertising ...

Learn more about coverage options, costs and the claims process Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...

Setting the best deductible for car insurance is key to getting the right coverage at the right price. But first, you need to ...