Findings of this evaluation of primary care clinic responses in a tiered total cost of care benefit design suggest that clinics respond by reducing prices. Objectives: To understand responses of ...

Value-based insurance design (V-BID) is one potential strategy to promote equitable access to essential services. In contrast to a “one-size-fits-all” cost-sharing approach (for example, HDHP) that ...

Companies often confuse perks with benefits. Ping-pong tables, kombucha taps, and snack bars make for great recruiting photos. Still, they don’t replace what supports people: mental health care, ...

Lockton People Solutions advises on risk, insurance, and employee benefits for both mobile and domestic workforces. Justin ...

As premiums rise faster than wages, workers face greater cost sharing, leaving some underinsured. This report discusses the trends in the availability and affordability of ESI over the past decade and ...

Forbes contributors publish independent expert analyses and insights. Ge Bai is professor of accounting & health policy at Johns Hopkins. The primary reason for the premium jump is the out-of-pocket ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. With more than one type of long-term care insurance to choose from, it's ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Over half of seniors will need help with eating, getting dressed or other basic activities at some point, according to the U.S. Department of Health and Human Services, and the cost of help continues ...

Discover how mortgage life insurance can protect your home, its benefits for families, and essential considerations when choosing a policy to cover mortgage debts.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Life insurance is typically viewed as just a payout when you die. But this coverage can provide much more if you’re willing to look past a few common misconceptions. D'Andre Clayton A recent survey ...