Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

IUL can perform many functions for clients but there are many misunderstandings about what the product can and cannot do.

Indexed universal life insurance is similar to standard universal life insurance in many ways but differs in how the cash value grows. Instead of being tied to a fixed interest rate, the cash ...

If you have an indexed universal life insurance plan, you can borrow against the cash you accumulate in the policy. Keep in mind that if you don’t pay it back, the money is deducted from the ...

A big area of growth in life insurance will be VUL, Carroll predicted. LIMRA forecasts VUL sales for 2024 to be up between 12 ...

Death benefit coverage amounts begin at $100,000 and go up to over $1 million. Indexed universal life insurance is an option for people looking for cash value that will grow with an index ...

The California-based insurer has a variety of cash-value policies, including indexed universal life insurance, which earns interest by tracking an index like the S&P 500, and variable life ...

Standout benefits: In addition to term life, Pacific Life has both indexed and variable universal life insurance policies that build cash value early and can supplement retirement income.

It also offers term, variable universal, and indexed universal life insurance products. It offers a variety of term life products, from traditional level term to annually renewable life insurance.

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...