Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Performance Adjusting reports that homeowners insurance typically covers various property damages, including fire, theft, and ...

If you're buying a house, you're probably already thinking about homeowners insurance. Protecting your biggest asset is essential, but it's more than just insuring the structure itself and your ...

While a flood insurance policy can cost $1,000 or more, this protection may help you avoid damage that sets you back tens of ...

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

Forbes contributors publish independent expert analyses and insights. Danielle Seurkamp is CEO of Well Spent Wealth Planning in Cincinnati. With all the resources we put into our homes, it’s almost ...