Only a tiny slice of Americans ever see a perfect 850 credit score, yet the habits that get them there are surprisingly ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

SAN FRANCISCO, Nov. 20, 2025 /PRNewswire/ -- Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend that continued in October 2025, ...

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...