WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

US HOW TO HANDLE THOSE CALLS. YOU MAY NOT KNOW IT, BUT AS A CONSUMER, YOU’VE GOT A BOATLOAD OF RIGHTS, RULES AND REGULATIONS THAT WORK IN YOUR FAVOR WHEN DEALING WITH DEBT COLLECTORS. A VIEWER ...

The U.S. Department of Education will delay plans to seize tax refunds and garnish wages from struggling student loan ...

She made a point in May to remind colleges of their role in ensuring borrowers repay their loans. As recently as Jan. 7, the ...

Attorneys from the Legal Aid Society of Middle Tennessee and the Cumberlands answer your questions about what to do if your ...

TAMPA, Fla. — Sometimes it feels like spam calls are non-stop, either trying to sell you something or even take advantage of you. But if your phone is ringing because you owe money to a credit card, ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.