Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, researcher, and educator. She is a financial therapist and transformational coach, with a special interest in ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Your credit score plays a key role in whether you get approved for loans and credit cards, and just as importantly, in the interest rate you’ll pay on them. The best way to build a strong score is to ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

Your FICO or VantageScore credit score represents your creditworthiness, and the higher your score, the better you’ll look to lenders. There are a variety of factors that go into your credit score, ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

A great credit score makes borrowing money more affordable. Focus on paying debts on time and keeping credit card balances as low as possible. Flywheel Publishing has partnered with CardRatings for ...

Your credit score is one of the most important aspects of your financial life. Knowing how to improve a credit score, especially if it's less than stellar, can open the door to all sorts of ...

Lenders use FICO auto scores to determine consumers' creditworthiness for car loans Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and ...