Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...