A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.
A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...
A CD ladder consists of opening several CDs with different maturity dates. A CD ladder's benefit is you can earn high rates and also have access to portions of your money at frequent intervals. With a ...
My father-in-law just pulled $50,000 out of the stock market. Looking for a secure place to grow your savings? See our expert picks for the best FDIC-insured high-yield savings accounts available ...
Municipal bond funds are facing increased risks from rising interest rates, inability to cover distributions, and possible tax law changes. Individual muni bonds provide greater certainty of cash flow ...
The individual bond ladder I created last year beat corporate bond ETFs on total return. Keeping average maturity around 5 years, targeting slightly lower credit quality in the BBB range, and buying ...
Bond-fund investors learned all too well in 2022 and again this year that the prices of existing bonds adjust downward as interest rates rise so that their yield matches that of new issues. Indeed, in ...
Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...