Many Americans are ditching their checkbooks these days, with only 61 percent reportedly having written one in 2024. Now, the federal government is following suit, with paper checks being discontinued as a form of payment.

The Social Security Administration (SSA) is making a pivotal change: by September 30, 2025, it will cease issuing paper checks for benefits. This shift impacts how Americans receive Social Security, Supplemental Security Income (SSI),

The Social Security Administration is transitioning away from paper checks this year, only allowing electronic payments for beneficiaries.